How does the subscription plan work

I was thinking about getting vital pro but I dont have the money out right and I saw you have a subscription plan wich is great but i was wondering how does it work ? After u reach the amount for the pro version your subscription stop ? Or how does it work

You get subscriber packs included and $5 credit to use in the store every month. Then you can apply the credit to Plus/Pro anytime.

It doesn’t stop your subscription because you can use the credit to buy other packs. You can cancel whenever you want and you don’t lose access to any packs that are in your account.

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Ok so in other word I could still buy the pro / plus outright and still subscribe correct ?